FAQ Series: Umbrella Insurance – What is it and do I need it?
Umbrella Insurance – or Personal Catastrophize Liability – is an additional policy you can purchase that will provide additional liability coverage on top of your auto and/or home insurance policy. Usually, they are purchased in liability coverage increments of $1 Million. An Umbrella does not...
FAQ Series: Full Coverage or Liability Only?
Auto insurance has several components that all insurance companies offer on their policies: liability and physical damage. Liability will cover you in the event that you injure others (either in your vehicle or another person’s vehicle, or a pedestrian) and the physical damage will cover...
FAQ Series: What is underground service line coverage, and do I need it?
Many insurance companies are now offering a new coverage on homeowners insurance policies called Underground Service Line Coverage. This is a newer coverage in the industry, and it is welcomed by many homeowners – specifically ones who live in older homes. Underground Service Line Coverage...
Instant ERISA Bonds
Steffey Insurance, alongside our partners at Propeller Bonds, now offers ERISA bonds instantly via Credit or Debit card. The entire purchase process takes less than 2 minutes and your bond is able to be downloaded instantly upon purchase. If you'd like to proceed to...
Hiring Landscapers? Ask these questions first.
When searching for and choosing a landscaping professional to work on your property, there are some things you will want to consider. Landscaping can add curb appeal to your home and help to create cohesiveness in your outdoor space. The first steps are to identify...
Insurance Concerns for Small Business Employers
This blog was written by Greg Dasher and published by CNA insurance. Trustworthy, dependable employees are crucial to your store success. While we want to believe that all our employees are honest and respectful, it's also important to guard against any problems that can be posed...
Is Your Auto Insurance Tax Deductible? It depends…
Tax deductions are a way to lower your taxable income, so you can decrease the amount of taxes that you owe the government. Thinking about the different IRS-approved deductions as you prepare your tax returns may lead you to wonder: Is auto insurance tax deductible?...
Insurance Agency M&A’s Soared in 2017
Insurance agency mergers and acquisitions activity soared by 31% in 2017. This continued consolidation of the retail insurance space is driven by a growing number of retiring agency owners without a perpetuation plan and a growing number of private equity buyers and larger brokerage firms...
What happens if my neighbors tree falls in my yard?
We've had several cases recently of dead trees falling on houses, fences, and in yards. Trees can be tricky, but for the most part homeowners are responsible for what falls into their own yard. So if your neighbor’s tree falls in your yard, your homeowners...
Fire Prevention: It’s All About A Plan
Fire Prevention Week serves as a reminder to have an escape plan, practice fire drills and make sure all family members know what to do in the event of a fire. If a fire breaks out in your home, you may only have a few...
